The Englishman's wife steps up to the tee and, as she bends over to place her ball, a gust of wind blows her skirt up and reveals her lack of

"Good God, woman! Why aren't you wearing any knickers?" her husband demanded. "Well, you don't give me enough housekeeping money to afford
any." The Englishman immediately reaches into his pocket and says, "For the
sake of decency, here's 50. Go and buy yourself some underwear."

Next, the Scot's wife bends over to set her ball on the tee. Her skirt
also blows up to show that she is wearing no undies. "Aggie! Where the frig are yer drawers woman!" She replies, "You dinna give me enough money ta be able
ta affarrd any." He reaches into his pocket and says, "Well, fer the love
'o Jasus, 'n the sake of decency, here's 20. Go and buy yourself some!"

Lastly, the Irishman's wife bends over. The wind also takes her skirt
over her head to reveal that she, too, is naked under it. "Sweet mudder of Jesus, and all that's sacred woman! Where the feck are yer knickers?" She
too explains, "You don't give me enough money to buy new feckin knickers."
The Irishman reaches into his pocket and says, "Well, here's a comb. Tidy yerself up a bit will ya!"